Personal Finance Articles

Personal Finance

Tempsens Instruments IPO GMP: Price Band, Allotment Date and Listing Gain Estimate

Tempsens Instruments, a name few outside industrial circles would recognise but one that quietly holds a leading share of India’s temperature sensor market, has drawn one of the sharpest grey market rallies among this...

24 Aug 2026 Read Article →

Personal Finance

Augmont Enterprises IPO GMP Today: Listing Date, Price Band and Subscription Details

Augmont Enterprises, one of India’s more recognisable names in the organised gold and silver ecosystem, has drawn heavy grey market attention since its IPO opened on August 21, 2026. With the issue closing shortly...

24 Aug 2026 Read Article →

Personal Finance

Today Gold Rate in India: City-Wise Prices and What Moves Them

Checking the gold rate before you buy is one of those small habits that can save real money, especially since gold prices in India can move meaningfully within just a few days. As of...

23 Aug 2026 Read Article →

Personal Finance

Gold Loan in India 2026: Interest Rates, Eligibility and How It Works

A gold loan remains one of the fastest ways to arrange funds in India without selling off jewellery that often carries both financial and sentimental value. Whether it is a medical emergency, a business...

23 Aug 2026 Read Article →

Personal Finance

Top 5 Areas in Nagpur for the Best Real Estate Investment in 2026

Nagpur’s real estate story in 2026 is really a story about geography and timing. The city sits at the centre of India, and years of infrastructure planning, from Metro Phase 2 to the MIHAN...

23 Aug 2026 Read Article →

Personal Finance

How Much Home Loan Can You Get on a ₹40,000 Salary?

If your take-home pay is ₹40,000 a month, you can typically get a home loan between ₹18 lakh and ₹26 lakh, depending on your interest rate, tenure, existing EMIs, and credit score. At a...

11 Aug 2026 Read Article →

Personal Finance

50/30/20 Budget Rule Explained: How to Manage Your Money Better

The 50/30/20 rule is a simple budgeting framework that splits your take-home income into three categories: 50% for needs (rent, groceries, EMIs), 30% for wants (dining, entertainment, shopping), and 20% for savings and debt...

8 Aug 2026 Read Article →

Personal Finance

How Much Emergency Fund Should You Have in India? A Practical Guide

Most financial guidance suggests keeping 3 to 6 months of essential expenses in an emergency fund, with 6–12 months often recommended for freelancers, single-income households, or those with dependents. The right amount depends on...

8 Aug 2026 Read Article →