Before 2016, buying an under-construction flat in India meant trusting a builder’s brochure, a verbal delivery promise, and whatever paperwork the developer chose to hand over. Projects routinely ran years behind schedule, buyers had almost no formal recourse, and the actual carpet area delivered often differed meaningfully from what was marketed. The Real Estate (Regulation
What Is RERA and How to Check RERA Approved Projects? Read Post »
Ask a seller what their flat is worth and they will usually quote a number based on what they need, what they paid years ago plus a comfortable margin, or what a neighbour supposedly sold for. None of these are actually market value. A comparative market analysis, or CMA, replaces that guesswork with an estimate
How to Do A Comparative Market Analysis in Real Estate? Read Post »
A 2024 ANAROCK Property Consultants study found that 58 percent of first-time property investors in India do not calculate ROI before buying, relying instead on gut feeling or whatever the broker tells them. This is a strange gap for a purchase this large. Nobody buys mutual funds without checking past returns, yet people routinely put
How to Calculate Return on Investment on Property Read Post »
Here is the confusing part most explanations skip over. Term insurance is technically a type of life insurance, not a separate category. Yet in everyday conversation, and in almost every insurance agent’s pitch, “life insurance” usually means the traditional plans, endowment, whole life, or money-back policies, while “term insurance” gets treated as the other option
Life Insurance vs Term Insurance: What’s the Difference and Which One Do You Need? Read Post »
Most people buy their first insurance policy the way they buy most financial products, because someone recommended it, not because they understood why they needed that specific type of cover. This usually works out fine until a gap shows up at the worst possible time, a hospitalisation with no adequate health cover, or a family
Types of Insurance in India A Complete Guide Read Post »
Ask most people what real estate is and you will get some version of “land and buildings,” which is technically correct but explains almost nothing about why a plot in one part of a city sells for ten times more than an identical-sized plot ten kilometres away, or why the same money can go into
What Is Real Estate and How Does It Actually Work? Read Post »
If you have been away from the property pages for a few months, here is the short version. India’s housing market did not boom and it did not crash, it settled into a steadier rhythm, with both sales and new launches easing slightly from last year’s elevated pace while prices kept inching up regardless. At
What’s Happening in India’s Real Estate Market Right Now? Read Post »
Real estate is probably the single largest purchase most Indians will ever make, and yet the terminology around it stays confusing well past the point most people actually buy a home. Carpet area, built-up area, super built-up area, RERA, stamp duty, circle rate, none of these terms are explained anywhere before you suddenly need to
A Simple Guide to Understanding Real Estate in India Read Post »
Anyone who bought a home in India five years ago and is shopping again today will notice something has shifted, and it is not just the prices. The market itself is behaving differently. Homes over ₹1 crore now make up 71 percent of total residential sales, up sharply from 59 percent just a year earlier,
How Is the Real Estate Market Changing in India? Read Post »
The Reserve Bank of India’s Monetary Policy Committee kept the repo rate unchanged at 5.25 percent at its August 2026 meeting, held from August 3 to August 5. This marks the fourth consecutive review where the RBI has chosen to pause, following its last actual rate cut back in December 2025, when the rate was
RBI Repo Rate 2026: How It Affects Your Home Loan EMI and FD Returns Read Post »
